A big part of success in managing money is taking action, not merely knowing the theory behind it. Using the Pareto Principle, personal finance is 80% behavior and 20% head knowledge. Good behavior with money involves building good habits. While not directly related to money, the 4 books below provide great insight on how to build apex habits.

#1 The 7 Habits of Highly Effective People – Stephen R. Covey

Principle-centered approach for solving personal and professional problems.

# 2 Maximum Achievement – Brian Tracy

Leading authority on success Brian Tracy gives proven principles and step-by-step tips for raising self-esteem and improving your life.

# 3 Atomic Habits – James Clear

James Clear, one of the world’s leading experts on habit formation, reveals practical strategies that will teach you exactly how to form good habits, break bad ones, and master the tiny behaviors that lead to remarkable results.

# 4 The Power of Habit – Charles Duhigg

Award-winning business reporter Charles Duhigg takes us to the thrilling edge of scientific discoveries that explain why habits exist and how they can be changed.