A Moment Of Clarity As I was browsing Facebook, I came across this photo by photographer Jake Mosher. It really resonated with me because COVID-19 has given me a lot of time to reflect on life. Many are being affected physically, mentally, and emotionally by this pandemic. My thoughts and prayers go out to all of […]
Continue readingAuthor: Jason Davis
Book Spotlight: The Millionaire Next Door
There are plenty of preconceived notions about millionaires. How they live, what they wear, what they eat, how they think. Dr. Thomas J. Stanley’s research in 1980 was (at the time) the most comprehensive national study about the size, geographic distribution, and financial lifestyles of millionaires. Let’s dive into some key takeaways from his research. […]
Continue readingWhat is the Secure Act? 8 Highlights of New Retirement Legislation
If you care about saving for the future, you’ll want to pay attention to some changes the government made to retirement accounts in December 2019. The new legislation that was passed is known as The SECURE Act. SECURE stands for “Setting Every Community Up for Retirement Enhancement,” and it’s goal is to change the way […]
Continue reading4 Solid Budgeting Tools To Help You Organize Your Finances
The infamous “B” word has a tendency to send folks into a frenzy. No, I’m not talking about the profane insult of calling someone a female dog. I’m referring to the word “budget.” Quite simply a budget is a “spending plan.” A budget is the foundation to reach any kind of financial goal. There are […]
Continue readingBook Spotlight: The Total Money Makeover
The Total Money Makeover by Dave Ramsey is a simple, no nonsense guide to handling your money. Fueled by his humbling story of filing bankruptcy, Ramsey provides the money lessons he’s learned along his way back to wealth. Let’s examine some key takeaways from the book. Debt is Dumb. Cash is King. If you’ve ever […]
Continue reading5 Factors That Affect Your FICO Credit Score
One important element of taking care of your finances is maintaining a good credit score. From buying a home, to buying a car, to getting an insurance quote, credit drives our ability to make purchases. Credit scores are a historical aggregate measure of how well you repay lenders and creditors. Two primary companies dominate the […]
Continue reading4 Insightful Ways To Approach Your Holiday Spending
Chestnuts are roasting on the open fire. Jack Frost is nipping at your nose. It’s the most wonderful time of the year. With wonderful time comes wonderful people who deserve wonderful gifts. These gifts, however, cost money and require navigating the murky waters of holiday shopping. Let’s unpack four insightful ways to approach your holiday […]
Continue reading3 Ways To Maintain An Attitude Of Gratitude
As we approach another Thanksgiving holiday, you can’t help but feel thankful for the blessings life has given. Time with family, the best meal of the year, and laughter that brings holiday cheer is what we all are looking forward to. This does, however, highlight a looming question: Why do we hyper focus on being […]
Continue readingThe 6 Fatal Faces Of Fear
Perhaps the most crippling force on Earth is fear. It hinders so many people from finding their purpose, reaching goals, and taking steps of faith. Fear is like the boa constrictor snake: it squeezes the life out of you. Fear can be conquered, but you must first identify its source and impact. We’re going to […]
Continue readingA Minimalist’s Guide to Free And Cheap TV
Locked into a 1 or 2 year contract? Tired of year over year price increases? Sick of arguing with your cable provider just to get a good deal? You’re in luck. There’s another alternative called cord cutting: a no contract, value based way to watch tv. According to Leichtman Research Group, Inc., the average cost […]
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