To say the COVID-19 pandemic has been a burden on millions is an understatement. It has impacted health and economics on a global scale. The financial impact in particular has brought a chilling callback to the 2008 Great Recession. Though different circumstances caused each, in either case, people had to pivot the way they handle […]
Continue readingWhat Does It Mean To Be a R.E.A.L. Success?
If we’re all being honest, there is one goal that constantly floats around in our minds: the desire to be successful. Success can mean different things to different people. We all want to attain success at the end of the day. But if we’re going to be successful, we must first examine a good working […]
Continue reading3 Key Elements of Becoming a Transformational Leader
Leadership is influencing people, in a certain direction, for a certain purpose. When we lead (or influence others), we have a responsibility to practice what we preach. To be a doer, not just a sayer. In order to fulfill this responsibility, we must commit to personal growth. Personal growth is a trait of a high […]
Continue readingHope In The Darkness: COVID-19
A Moment Of Clarity As I was browsing Facebook, I came across this photo by photographer Jake Mosher. It really resonated with me because COVID-19 has given me a lot of time to reflect on life. Many are being affected physically, mentally, and emotionally by this pandemic. My thoughts and prayers go out to all of […]
Continue readingBook Spotlight: The Millionaire Next Door
There are plenty of preconceived notions about millionaires. How they live, what they wear, what they eat, how they think. Dr. Thomas J. Stanley’s research in 1980 was (at the time) the most comprehensive national study about the size, geographic distribution, and financial lifestyles of millionaires. Let’s dive into some key takeaways from his research. […]
Continue readingWhat is the Secure Act? 8 Highlights of New Retirement Legislation
If you care about saving for the future, you’ll want to pay attention to some changes the government made to retirement accounts in December 2019. The new legislation that was passed is known as The SECURE Act. SECURE stands for “Setting Every Community Up for Retirement Enhancement,” and it’s goal is to change the way […]
Continue reading4 Solid Budgeting Tools To Help You Organize Your Finances
The infamous “B” word has a tendency to send folks into a frenzy. No, I’m not talking about the profane insult of calling someone a female dog. I’m referring to the word “budget.” Quite simply a budget is a “spending plan.” A budget is the foundation to reach any kind of financial goal. There are […]
Continue readingBook Spotlight: The Total Money Makeover
The Total Money Makeover by Dave Ramsey is a simple, no nonsense guide to handling your money. Fueled by his humbling story of filing bankruptcy, Ramsey provides the money lessons he’s learned along his way back to wealth. Let’s examine some key takeaways from the book. Debt is Dumb. Cash is King. If you’ve ever […]
Continue reading5 Factors That Affect Your FICO Credit Score
One important element of taking care of your finances is maintaining a good credit score. From buying a home, to buying a car, to getting an insurance quote, credit drives our ability to make purchases. Credit scores are a historical aggregate measure of how well you repay lenders and creditors. Two primary companies dominate the […]
Continue reading4 Insightful Ways To Approach Your Holiday Spending
Chestnuts are roasting on the open fire. Jack Frost is nipping at your nose. It’s the most wonderful time of the year. With wonderful time comes wonderful people who deserve wonderful gifts. These gifts, however, cost money and require navigating the murky waters of holiday shopping. Let’s unpack four insightful ways to approach your holiday […]
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