Ever had a really important money decision to make? We all have. I can tell you many stories about how I’ve done it the wrong way. Our brain is wired to remember negative experiences more vividly than the positive. But I would submit for your consideration the powerful encouragement that goes forth when you share […]

Your most essential wealth building tool is your income. One of the fiercest adversaries your income will ever face is debt. Debt is a thief hiding in plain sight, camouflaged as supposedly “affordable” monthly payments. The more outgoing payments you have, the less flexibility you’ll possess with building a solid financial future. Debt is the […]

Eyes up Soldiers! Part of being a good steward of money is to mitigate risk. This is typically done with insurance. Certain things you should self-insure (with your emergency fund) for such as car maintenance, home repairs, and job loss. There are 8 types of insurance that cover many other areas you could be exposing […]

Eyes up Soldiers! There are only three guarantees in life: taxes, change, and death. Those are certainly not fun topics to dive into. Death in particular, must be discussed when it comes to a family’s finances. What vehicle helps us facilitate this conversation? Life Insurance. Generally speaking, it’s been said to purchase 10-12x your annual […]

Heads up Soldiers! One of the greatest sports seasons of the year is the NCAA Basketball Tournament known as March Madness. The nickname for the tourney has been earned over time because of the “madness” that ensues when underdog schools eliminate national contenders. Madness is best served for college basketball, not when handling money. We’re […]

Heads up Soldiers! February is not only the month of love celebrating Valentine’s Day, but it’s also Black History Month: a month of culture honoring important African American people and events. Best selling-author, Dr. Dennis P. Kimbro, studied the methodology of the famous American self-help author Napoleon Hill and developed a survey to use among […]

Heads up Soldiers! It’s the season of love. I hope each of you had romantic Valentine’s Day. Money is one of the few things that affects every aspect of life. Often times, the functional aspect of money overshadows the emotional impact of money. Money problems are the second leading cause of divorce, trailing only infidelity […]

At ease Soldiers! We’ve begun a new year and many of us are in the middle of goal setting for 2019. Consumer and personal finance is constantly changing. We need to be armed with information to help us make informed decisions with our money. Here are 9 solid tools to help us navigate the ever […]